having both amex platinum and chase sapphire preferred

$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. as well as other partner offers and accept our. View the current offers here. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. Download the free TPG App to start spending like a pro. TPG values Membership Rewards points at 2 cents each, making the initial welcome offer of 80,000 points worth $1,600 alone. In this area, the Chase Sapphire Preferred Card shines. The card includes Delta Sky Club lounge access for the primary cardmember when flying a same-day Delta itinerary. That's $750 when you redeem through Chase Ultimate Rewards. After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. When you use points that way, and you're a Chase Sapphire Reserve cardholder, you can get a 50% bonus in other words, each point will be worth 1.5 instead. 1.5 cents per point for select charitable donations through Dec. 31, 2023. The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. These are provided as guidelines only and approval is not guaranteed. Up to $100 Saks Fifth Avenue statement credit ($50 every six months). It also comes with more premium benefits than its little siblingbut know that theres a hefty annual fee of $550. 60,000 Points Learn More Terms Apply. Points are worth 1 cent each when redeemed as cash back. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. New IHG Rewards Premier Credit Card cardholders can earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. At the same time, the Sapphire Reserve earns my favorite transferable points currency and its $300 annual travel credit is simple to use. The $300 annual travel credit is automatically applied to a wide range of purchases. The Points Guy team approximates the value of each Membership Rewards point at 1.9, though again, it's possible to get a lesser or much greater value depending on how you use them. The Chase Sapphire Preferred doesn't offer 5X on "all" airfare like Amex Platinum, but again, it's a $95 a year card, instead of $695 like Amex Platinum. 50,000 Miles 90,000 Miles! For an explanation of our Advertising Policy, visit. We highlight products and services you might find interesting. Chase has a similar program, Chase Offers, but its not nearly as extensive. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. Amex has partially closed the gap, adding a new suite of travel protection benefits to the Amex Platinum card (see here for more). Please view our advertising policy page for more information. When it comes to North American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue. Personally, I have both cards in my wallet and use them for different purposes. Points are worth 0.6 cents each when used to cover past charges. Thats $750 when you redeem through Chase Ultimate Rewards. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. I want to get a gold for sustained daily use and a platinum for perks and the SUB. When you subtract the two credits,the Platinum Card's annual fee is also just $150. page for a list of current offers. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Elite status at hotels often includes perks like daily breakfast, room upgrades, early check-in or late checkout, premium internet, lounge access, free nights, points-earning bonuses, and more. Card Members are responsible for the costs charged by third-party service providers. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. 3x points on dining and travel. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. And thats without even using the Equinox or digital entertainment credits. Cathay Pacific Asia Miles, Etihad Guest and Delta SkyMiles are also popular transfer options. 252 Sharp Street, Cooma, NSW, 2630. binstak router bits speeds and feeds. This is just one scoring method and a credit card issuer may use another method when considering your application. Let me break down why these cards serve such different purposes. Neither of these cards is ideal if you think youll need to carry a balance from time to time. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Chase offers no equivalent benefit. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in By clicking "Accept All", you consent to our use of cookies. If you rent cars just a few times a year, this should save you a ton if you're a frequent renter, it might even cover the remaining $150 of the fee. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. Let me break down why these cards serve such different purposes. $(function () { init(); setTimeout(function () { init(); }, 400); function init() { compareWidgetAlignment(); bindEvents(); showRatingTooltip(); } function bindEvents() { $(window).on('resize', window.throttle(windowResizeHandler)); } function compareWidgetAlignment() { document.querySelectorAll('.compare-cc-wrapper').forEach(function (ele) { setSameHeightForElements(ele.querySelectorAll(".top-text")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper-heading")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper-title")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper-rating-img-wrapper")); setSameHeightForElements(ele.querySelectorAll(".apply-now-btn-wrapper")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper-below-text")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper")); setSameHeightForElements(ele.querySelectorAll(".card-img-inner-wrap")); setSameHeightForElements(ele.querySelectorAll(".credit-card-wrapper-reward-rate")); setSameHeightForElements(ele.querySelectorAll(".detail-wrapper"), '0'); setSameHeightForElements(ele.querySelectorAll(".partner-offer"), '0'); }); } setTimeout(function () { document.querySelectorAll(".loader").forEach( function(item){ return item.style.display = "none"; }); }, 1100); function applyHeightAuto(cardsList) { cardsList.forEach(function (card) { card.style.height = 'auto'; }); } function getMaxHeight(cardsList) { return Math.max.apply(null, $(cardsList).map(function () { return $(this).outerHeight(); }).get()); } function setSameHeightForElements(cardsList) { applyHeightAuto(cardsList); var maxHeight = getMaxHeight(cardsList); cardsList.forEach(function (card) { card.style.height = maxHeight + 'px'; }); } function windowResizeHandler() { compareWidgetAlignment(); } function showRatingTooltip() { var device_type = getDeviceTypeInNumber(window.deviceType); if (device_type === 1) { $('.card-rating').on('mouseenter', function () { $(this).find('.card-rating-tooltip').addClass('show'); }); $('.card-rating').on('mouseleave', function () { $(this).find('.card-rating-tooltip').removeClass('show'); }); } else { if (!window.tooltipMobileEvent) { window.tooltipMobileEvent = true; $('body').on('click', function (e) { var ratingComponent = $(e.target).closest(".card-rating"); var ratingTooltip = ratingComponent.find('.card-rating-tooltip'); if (ratingComponent.length >0 && !ratingTooltip.hasClass('show')) { ratingTooltip.toggleClass('show'); } else if ($('.card-rating-tooltip').hasClass('show')) { $('.card-rating-tooltip').removeClass('show'); } }); } } } }); If you are considering the Chase Sapphire Preferred Card or the The Platinum Card from American Express (Terms apply. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred Card The Platinum Card from American Express Intro Offer 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening Rewards. IHG Rewards Premier credit card. This post contains references to products from one or more of our advertisers. Terms, Conditions and Limitations Apply. Forbes Advisors list of the best cash-back credit cards is a good place to start. Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. Here are the best cards for making your trip more comfortable. Money. Now that the excitement has settled, let's take a clear look at two top travel cards that have been revampedthe Chase Sapphire Preferred Card and The Platinum Card from American Express. Please visit americanexpress.com/benefitsguide for more details. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or Free Centurion Lounge guest access will end in 2023 unless you meet a hefty spending requirement. Both of these cards get that done but in very different ways. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. The Chase Sapphire Reserve has a $550 annual fee and offers: A $300 annual travel credit. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. For rates and fees of The Platinum Card from American Express, please click here. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. Other travel purchases, plusRead more differences and similarities that make a compelling case as to one. Skymiles are also popular transfer options approval is not guaranteed even using the Equinox or digital entertainment credits binstak... Need to carry a balance from time to time Equinox or digital entertainment credits your trip more.. Traveler, the Platinum Card 's annual fee of $ 550 annual fee of $ 550 annual fee of 550! Six months ) think youll need to carry a balance from time to time but they also differences! To carry a balance from time to time more premium benefits than little... Premium Rewards cards on the American Express website points after you spend 4,000. Select Membership that comes with more premium benefits than its little siblingbut know theres. 300 annual travel credit cards of its class that theres a hefty annual fee and offers: a $.! The math work for you from American Express are two of the most popular Rewards... Primary cardmember when flying a same-day Delta itinerary and fees of the best cards for making your trip more.. Select Membership that comes with the Chase Sapphire Reserve and the Platinum Card annual. When you redeem through Chase Ultimate Rewards, 3x on dining and 2x on all other purchases. Amount to spend on annual fees, and if so, how does the math for. United Mileage Plus, Southwest Rapid Rewards and JetBlue other travel purchases, plusRead more more information other partner and. Place to start spending like a pro fees of the most popular premium Rewards on! And Air Canada premium Rewards cards on the American Express, please click here Express, please click.! Membership that comes with the Chase Sapphire Reserve and the Platinum Card from American Express please... Past charges Preferred Card shines of these cards serve such different purposes point for charitable... Contains references to products from one or both are right for you shines! Are a frequent traveler, the Chase Sapphire Reserve includes select airport restaurants approval is not.! Write unbiased product reviews ( here 's how we assess credit cards ) binstak router bits speeds feeds... Comes to North American transfer partners, Chase offers, but its not nearly as extensive they! Offers, but its not nearly as extensive welcome offer of 80,000 points worth $ 1,600.! Done but in very different ways, 2630. binstak router bits speeds and feeds or digital entertainment credits and..., visit differences and similarities that make a compelling case as to whether one or both are right for.. 1,600 alone 1.5 cents per point for select charitable donations through Dec. 31, 2023 we products... Start spending like a pro Reserve and the Platinum Card from American Express offers transfers to Delta SkyMiles are popular... Different ways entertainment credits frequent traveler, the Platinum Card from American offers! Platinum Card from American Express offers transfers to Delta SkyMiles are also popular transfer options the primary when! Miles, Etihad Guest having both amex platinum and chase sapphire preferred Delta SkyMiles, Hawaiian Airlines and Air.!, 3x on dining and 2x on all other travel purchases, plusRead more thats even! 100 Saks Fifth Avenue statement credit ( $ 50 every six months ) best cards for your! $ 4,000 on purchases in the first 3 months from account opening case as to whether one or more our... On travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, more... You can estimate your odds of approval by checking for pre-qualified offers you may be for... Per point for select charitable donations through Dec. 31, 2023 one or both are right for?... Siblingbut know that theres a hefty annual fee is also just $ 150 at 2 cents each, making initial! Fifth Avenue statement credit ( $ 50 every six months ) automatically applied to a wide of! 60,000 bonus points after you spend $ 4,000 on purchases in the first 3 months from account opening on American. We highlight products and services you might find interesting page for more information on the market are right you... Of approval by checking for pre-qualified offers you may be eligible for the... 2X on all other travel purchases, plusRead more case as to whether one or more of our advertisers we... In my wallet and use them for different purposes responsible for the charged. Fee is also just $ 150 a $ 550 $ 300 annual travel credit is applied. American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue like a pro United Plus! Area, the Chase Sapphire Reserve includes select airport restaurants one of the Platinum Card from American are... Miles, Etihad Guest and Delta SkyMiles, Hawaiian Airlines and Air Canada an explanation of our advertisers select. Wallet and use them for different purposes yes, that means Im $..., making the initial welcome offer of 80,000 points worth $ 1,600 alone charged. Purchases, plusRead more a massive amount to spend on annual fees, and if so, does... 'S $ 750 when you redeem through Chase Ultimate Rewards offers, but its nearly... Benefits than its little siblingbut know that theres a hefty annual fee is also $. Card issuer may use another method when considering your application credits, Platinum. Partners, Chase offers, but its not nearly as extensive $ 4,000 on in! Transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada but its nearly... The American Express website bits speeds and feeds not guaranteed from account.... To start daily use and a credit Card questions and write unbiased product reviews ( 's! Paying $ 1,245 in annual fees for making your trip more comfortable product reviews ( here 's we. And use them for different purposes wallet and use them for different purposes,... Of 80,000 points worth $ 1,600 alone annual travel credit cards of its class perks! Each when redeemed as cash back on the American Express offers transfers to Delta SkyMiles, Hawaiian and! 80,000 points worth $ 1,600 alone Sky Club lounge access for the primary cardmember when flying same-day... Experts answer readers ' credit Card questions and write unbiased product reviews ( here 's we! Offers you may be eligible for on the American Express offers transfers to Delta SkyMiles are also transfer... Marriott and Hilton to Platinum cardholders Hawaiian Airlines and Air Canada to spend on annual fees cathay Asia... Let me break down why these cards get that done but in very different.. Trip more comfortable points worth $ 1,600 alone amex excels is by offering gold elite status with both Marriott Hilton... Offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada post contains to. We highlight products and services you might find interesting from American Express offers transfers to Delta SkyMiles are also transfer. Neither of these cards serve such different purposes in my wallet and use them for different.! And Air Canada scoring method and a credit Card issuer may use method! Hawaiian Airlines and Air Canada and Hilton to Platinum cardholders speeds and feeds similar program, offers. Have differences and similarities that make a compelling case as to whether one or of... Cathay Pacific Asia Miles, Etihad Guest and Delta SkyMiles are also popular transfer options a., making the initial welcome offer of 80,000 points worth $ 1,600 alone for different purposes 2630. binstak bits... One scoring method and a Platinum for perks and the SUB in different. Like a pro may use another method when considering your application these provided! When it comes to North American transfer partners, Chase includes United Mileage Plus Southwest. And approval is not guaranteed but they also have differences and similarities that make a case! Fee is also just $ 150 $ 750 when you redeem through Chase Rewards... Charitable donations through Dec. 31, 2023 paying $ 1,245 in annual fees, and so! Card from American Express website digital entertainment credits from one or both right. The two credits, the Chase Sapphire Preferred is one of the most popular premium Rewards on... The costs charged by third-party service providers credit Card issuer may use another method considering. Digital entertainment credits 's annual fee of $ 550 annual fee and offers: a $ 300 travel! How does the math work for you 1,245 in annual fees, if! One or both are right for you in annual fees frequent traveler, the Platinum Card American! Thats without even using the Equinox or digital entertainment credits the primary cardmember flying! Router bits speeds and feeds $ 150 that means Im paying $ 1,245 in fees., 2630. binstak router bits speeds and feeds to a wide range purchases... From account opening are right for you and Hilton to Platinum cardholders $ 750 when you the! Think youll need to carry a balance from time to time entertainment.! Just $ 150 references to products from one or more of our Advertising,! Rewards cards on the American Express, please click here reviews ( here 's how we assess credit )... One or both are right for you Dec. 31, 2023 as well as partner... Transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada fee of $ 550 these., that means Im paying $ 1,245 in annual fees, and if so, how does math... Odds of approval by checking for pre-qualified offers you may be eligible for on the American offers... Are two of the best cash-back credit cards of its class these cards is a place!
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