As the leading small ship cruise line with 190-guest river vessels and identical all-veranda 930-guest ocean ships, Viking takes you closer to the heart of the places you want to visit. Good missed connection coverage of $1,000 per person. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. We raise the amount at final payment and if we need additional coverage for hotels, etc. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. After we returned home, I submitted all bills for which we were paid very quickly. Travel Guards Deluxe Plan includes our highest benefit limits for our offered coverages. Compare our travel insurance plans to find the best option for your travels today. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. Thank you, Travel Guard!, Copyright 2023, Travel Guard. If I purchase a home and at the same time I also purchase insurance on this home. The best travel insurance plans offer high levels of reimbursement and short waiting periods for benefits to go into effect when things go wrong. For starters, OneTrip Prime includes a long list of covered reasons for trip cancellation/interruption, giving travelers the confidence that theyre covered for the most common travel mishaps. Very good missed connection coverage of $1,500 per person after a 3-hour delay. Trip interruption travel insurance (5% of score): Points were given if trip interruption reimbursement was 150% or higher. As mentioned previously, Viking pays a cash reimbursement if you cancel your trip due to a covered reason. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. The other thing that I have done is if I need to cancel my trip I call insuremytrip and they will transfer the premium and the coverage to a new trip so that I don't lose any money. Top-notch coverage limits for medical expenses and evacuation. Accessibility Statement | Medical coverage level is low compared to some competitors evaluated. *A travel supplier's cessation of operations due to its financial circumstances may not be available as a covered reason under all plans. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Would I not be entitled to a return of principle (or a refund) on the remaining, unused 18 months of insurance considering that I'm no longer the owner of this asset? Because of these exclusions, industry experts advise that a cancel for any reason policy upgrade will offer some level of protection even if your reason for canceling is based on fear of travel alone. but now I'm wondering if it does. While pricing is higher than most other top plans, USIs Diamond plan provides a solid range of top-level benefits, including superior medical and evacuation benefits and very good missed connection coverage. Provides excellent non-medical evacuation coverage of $100,000 per person. Covid incidence in Germany is much higher than at home. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. Many cruise lines also offer travel insurance plans. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. I want to reserve hotels in advance of the trip, but don't want to pay a lot in insurance cost, as what I'm already paying is pretty high due to age. Even to a different cruise line. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. Drneal, I currently have a Travelex policy for an upcoming trip. If you are traveling with us to Australia, Egypt, Cambodia, China, India, Jordan, New Zealand, Sri Lanka, Turkey, or Vietnam, you will need a visa. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. WebStep 3: Fill out the Thailand Travel Insurance application form. You can pick up a policy from your travel agent directly through a reputed individual insurance provider (like AIG Travel Guard or Allianz), or via an insurance comparison site that lets you compare plans from various insurers (like Squaremouth or InsureMyTrip). Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. My Travel Guard policy That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. We called our daughter (back at home), who immediately contacted Travel Guard on our behalf to start the claims process--which was seamless. For shorter cruises, the Preferred Plan may have all the coverage you need. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. Travel and Accident Insurance. Be sure your email account is set up to receive communications from Viking so that these messages can find their way to you. By Insurance Site January 17, 2023. Tickets and other travel documents will be issued approximately 3 weeks prior to departure. WebEvery dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services You will receive a 3.3% discount and there is no fee for this service Payments can be made in My Viking Journey Very good travel delay coverage of $2,000 per person after a 6-hour delay. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. Lord says, from experience, You never know when you will need it, but if you do, you will be so grateful that you have it.. The timing is explained within the kit instructions. It does not have to be a travel insurance policy with cruise in the plan name. Use of this site constitutes acceptance of our User Agreement and Privacy Policy and Cookie Statement and Your California Privacy Rights. Thanks! Here are 10 surprising things travel insurance will not cover on your cruise. Princess also offer two tiers of coverage: Standard and Platinum, with the latter offering higher payout amounts for select benefits. Squaremouth notes, however, that coronavirus-prompted impacts like travel bans and border closures are not usually covered by standard policies, nor are cases of cruise lines canceling a scheduled sailing (in which case, the cruise companies themselves would be expected to pick up the tab for reimbursement, or to offer a voucher for future travel). This is especially true if youre a senior traveler who wants a high level of medical coverage while traveling. Theyll then receive 75% of the cancellation fee amount to use toward a voyage over the next year. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Superior baggage coverage of $2,500 per person. Insurance concept. Travel Guard has comprehensive plans to ensure your entire trip is covered. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Happy Traveler Comment Glynna, Months after our wonderful Alaska cruise of May 2009, I was thinking about you this morning and the great CruiseExperts.com help In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. Provides coverage for non-medical evacuation at $25,000 per person. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Generalis Premium plan provides very good benefits at a decent average price. This will enable travel to Vietnam, to Cambodia and back to Vietnam during the course of the itinerary. WebWhat does travel insurance cover? Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. Welcome to Advisor Connect (formerly Agentlink). Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking. For more information, look for the Epidemic Coverage Endorsement page within your plan details. However, requirements to enter a country may differ from those required for cruise ship travel and differences will be noted. This is not a complete description of all benefits and limitations. You might be using an unsupported or outdated browser. Excellent baggage loss coverage of $2,000 per person. Interruption for any reason travel insurance: (5% of score): Policies earned points if an interruption for any reason upgrade was available. How frequently do you sanitize public spaces such as the restaurants? WebIf it is determined that a person is not eligible for coverage as detailed above, any claim for benefits will be denied and premium will be refunded. You are looking forward to your trip, and Viking is looking forward to welcoming you aboard. Commissions do not affect our editors' opinions or evaluations. WebWhat does travel insurance cover? Before you purchase any of the plans we offer, please review the plan information that applies to your purchase. What Does Viking Cruise Insurance Cover. Warning from the U.S. State Department that you should leave the country due to civil, military or political unrest. Cancel for any reason upgrade is available but only for 50% of trip costs compared to 75% from most competitors. Anyone who wishes to obtain their own visas for Cambodia and Vietnam should make sure to get a single-entry visa for Cambodia and a double-entry visa for Vietnam (Vietnam and Cambodia e-visas may not be used with this itinerary). The cost for the Viking Silver drinks package is $19.95 USD per night per guest. $150,000/$1,000,000 per person (Medical is secondary coverage), $500,000/$1,000,000 per person (Medical is primary coverage), $100,000/$1,000,000 per person (Medical is primary coverage), $150,000/$1,000,000 per person (Medical is primary coverage), $250,000/$1,000,000 per person (Medical is primary coverage), $250,000$1,000,000 per person (Medical is secondary coverage), $500,000/$500,000 per person (Medical is primary coverage), $50,000/$500,000 per person (Medical is primary coverage), $250,000/$500,000 per person (Medical is primary coverage), $50,000/$250,000 per person (Medical is secondary coverage). WebStep 3: Fill out the Thailand Travel Insurance application form. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Unfortunately I had to cancel similarly for personal reasons and had purchased the coverage from Viking. Over 100 positive cases at our hotel today. But in my simple mind here is how I see an analogy. (While most cruise protection plans are a combination of insurance and waiver programs, for consistency we'll use the term "cruise insurance to refer to these plans.) If you miss your initial embarkation of a cruise due to a flight delay or a weather event, such as a hurricane or winter storm, travel insurance could help cover the costs of you getting to the next port of call, so you can join your cruise, says James Page, senior vice president and chief administrative officer of AIG Travel, whose subsidiaries sell policies designed to cover cruisers. Log into our new user-friendly travel insurance plan booking platform. Specific to the coronavirus, should you contract the virus while cruising, medical coverage availability will vary per travel insurance provider, Barto says, noting that a half-dozen insurers were offering such medical coverage as of press time. By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy and Mexico for common traveler profiles: Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. 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